Book lists of bestsellers in Empik for the period from April 28 to May 21, 2023. Read the announcement

Payment security and fraud prevention

Paysasa keeps buyer payments, business wallets, and payouts on controls you can explain to a customer and to an auditor.

PCI DSS

How payments stay accounted for

PCI DSS

Card data is handled through compliant payment partners. The PCI DSS mark is shown where we describe that control.

Signed requests

Business API calls use a tenant signature header so a captured request cannot be replayed from another host.

Wallet holds

Recent top-ups stay on hold before withdrawal or M-Pesa send. In-app transfers between wallets are not held.

Checkout settlement

Paid sales settle to the business wallet chosen for that checkout, not a personal fallback.

Access control

Business staff see only the permissions they are given. Closed or suspended businesses cannot change settings.

Fraud review

Unmatched paybill deposits stay unmatched until a person matches them. They are not credited automatically.