Wallet Payments
Send and receive money instantly with secure in-app wallets.
Users and teams can hold balances, top up, and pay in seconds. Every transfer is traceable with transaction references and status history.
Product
The full Paysasa toolkit, in one place
Whether you are paying friends, running a shop, or integrating at scale — see every capability Paysasa offers. Jump to individuals or businesses to focus your evaluation.
Core Features (All Audiences)
All users
Escrow Safe Trade
Protect buyers and sellers with milestone or release-based escrow.
Funds are locked until fulfillment terms are met, reducing disputes and increasing trust for higher-value transactions.
Security & Fraud Controls
Built-in protections including PINs, device checks, and event logging.
Sensitive actions can require extra verification while audit trails support compliance and incident investigations.
Mobile + Web Access
Manage payments on web or mobile without losing context.
Users can initiate transactions on one device and continue on another with synced account state.
Feature image placeholder
Deni — Track & Collect IOUs
Record who owes you (or what you owe) with public pay links and optional reminders.
Deni supports guest debtors by phone or email, M-PESA checkout without login, balance adjustments, and scheduled or one-time SMS/email reminders.
Features for Individuals
Individuals
Peer-to-Peer Transfers
Move money between users with low friction and clear fees.
Ideal for personal use and small merchants who need quick transfers with confirmation notifications.
Feature image placeholder
Lengo — Save Now Buy Later
Save progressively toward a product, choose a deadline up to 90 days, and complete when ready.
Lengo enables structured save-now-buy-later journeys: customers pick a saving duration (up to 90 days), receive email reminders before the deadline, and merchants can optionally set a default duration per offer.
Features for Businesses
Businesses
Payment Links & Checkout
Create payment links and collect via mobile money, cards, or bank rails.
Generate branded payment links, embed checkout on your site, and track conversion from first click to completed payment.
Feature image placeholder
Checkout Split Payouts
Route each payment across multiple business wallets automatically.
After checkout succeeds, split percentages or fixed amounts to operations, reserve, or partner wallets within the same business — with API and dashboard controls.
Bulk Payments
Send many payouts at once to suppliers, staff, or agents.
Upload or automate batch payouts, monitor each recipient status, and retry only failed items without reprocessing successful ones.
Invoice & Request Money
Issue invoices and payment requests with reminders.
Create line-item invoices, set due dates, and track paid, partial, or overdue states from one dashboard.
Business Wallet Controls
Operate separate wallets for teams, stores, and projects.
Assign limits, access roles, and transfer rules so finance teams keep control while operations stay fast.
Feature image placeholder
Wallet-as-a-Service (WaaS)
Pool funds in one master business wallet while tracking virtual sub-accounts for your users.
Platforms like Pollsoko keep their own user balances while Paysasa handles M-Pesa deposits, STK checkout, withdrawals, and webhooks — without creating a full wallet per end-user.
Feature image placeholder
Gold & Platinum Trust Badges
Verified merchants can earn badges for immediate settlement and partner benefits.
Standard verified businesses use normal settlement holds. Gold unlocks immediate checkout settlement for trusted brands. Platinum adds fee discounts, higher business withdrawal limits, and priority support — all admin-granted after review.
Developer APIs & Webhooks
Integrate Paysasa into apps, marketplaces, and ERP flows.
Use REST APIs for payments and wallet operations, then react in real time with secure webhook callbacks.