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Accept payments

Sell to customers
at home and abroad

Add Visa, Mastercard and PayPal to your checkout. Card data is handled by PCI DSS-compliant partners, so it never touches your servers.

Cards & PayPal

Cards
Visa ••4021 · KSh 8,400Nairobi · 3-D Secure passedPaid
PayPal · USD 120.00London, UK · converted to KESPaid
Mastercard ••9930 · KSh 2,100Declined: insufficient fundsFailed

What you get

Visa and Mastercard

Accept local and international cards with 3-D Secure authentication.

PayPal

Let customers abroad pay with the PayPal balance or cards they already have.

Currency conversion

Customers pay in their currency and you settle in Kenyan shillings at a clear rate.

PCI-compliant by design

Card details go straight to certified partners and are never stored by you or by Paysasa.

Fraud screening

Risk scoring and 3-D Secure reduce chargebacks before they happen.

Clear payouts

Statements show gross, fees and net for every card and PayPal payment.

How it works

1

Turn on cards and PayPal

Enable them in your checkout settings after verification.

2

Customer pays

They enter card details or sign in to PayPal and authenticate.

3

Get settled in KES

Funds settle to your wallet after any card-scheme hold for your tier.

Cards & PayPal works with everything else

One account, one wallet and one set of reports. Switch on more products whenever you need them, with no extra integration.

Who it is for

For businesses that sell beyond the M-Pesa customer base.

  • Online shops with diaspora and international buyers
  • Travel and tour operators taking deposits from abroad
  • Freelancers invoicing overseas clients
  • SaaS and digital goods sold globally

Frequently asked questions

Visa and Mastercard credit and debit cards, plus PayPal.

Disputes follow card-scheme rules. Gold and Platinum merchants get priority support in handling them, and escrow can reduce risk on high-value orders.

Settlement is in Kenyan shillings, with conversion margin shown before you confirm the price.

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