Embed wallets
in your product
Create a virtual wallet for every customer, seller or member, all backed by one master wallet. Accept deposits by STK push or Paybill and pay out through the same API.
Wallet-as-a-Service
WaaSWhat you get
Master and virtual accounts
Create unlimited sub-accounts with their own balances and statements.
STK and Paybill deposits
Users top up by STK push or Paybill with automatic matching to their sub-account.
Payouts and withdrawals
Pay out to M-Pesa, Airtel or bank through the API.
Webhooks
Signed events for every deposit, transfer and withdrawal.
Compliance support
KYC tiers, limits and monitoring configured for your risk profile.
Developer-friendly API
REST endpoints, sandbox and idempotent requests to ship in days.
How it works
Get a master wallet
Apply and complete business verification.
Create sub-accounts
Open a virtual wallet for each of your users with one call.
Move money
Accept deposits, transfer between users and pay out.
Wallet-as-a-Service works with everything else
One account, one wallet and one set of reports. Switch on more products whenever you need them, with no extra integration.
Who it is for
For platforms that need wallets without becoming a bank.
- Marketplaces holding seller balances
- Gaming and betting top-ups and withdrawals
- Savings, chama and fintech apps
- SaaS with in-app credits and payouts
Frequently asked questions
Wallets run under Paysasa’s compliance programme. For your own licensing obligations, speak to your advisers or write to [email protected].
Pricing is customised on Platinum. Talk to sales.
Yes. See Developers.
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