Run your chama
with total clarity
A group treasury wallet, automatic contribution tracking, rotation rounds and approval-based withdrawals, so every member can see where the money is.
Chama
ChamaWhat you get
Group treasury wallet
Keep chama money in one wallet that officers and members can see, separate from personal accounts.
Contributions and rotations
Track who has paid each round and rotate payouts in the order you agree.
Roles and approvals
Set officers and require several approvals before money leaves.
Savings and loans
Lend to members from the pot with interest rules and repayment tracking.
Reminders
Gentle reminders by SMS or WhatsApp before and after due dates.
Statements and reports
Share monthly summaries, per-member statements and a full audit trail.
How it works
Create your chama
Set the contribution, schedule and rules.
Invite members
Share an invite link. Members join and pay from their phones.
Collect and pay out
Contributions are matched automatically and payouts follow your approvals.
Chama works with everything else
One account, one wallet and one set of reports. Switch on more products whenever you need them, with no extra integration.
Who it is for
For groups who want trust, not spreadsheets.
- Merry-go-round and table banking groups
- Investment clubs and SACCO-style groups
- Church, alumni and family associations
- Treasurers who are tired of chasing payments
Frequently asked questions
Chamas of any size, from five to several hundred.
Only withdrawals that meet your approval rules go through, for example two of three officers.
Members need a free account so their contributions and balances are tracked correctly.
Ready to accept payments
you can explain?
Create free account
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